Answers to

Practical Questions

With an investment horizon of 20 to 50 years

you can afford to take on the risk of a diversified, all-equity portfolio with this single $10,000. Remember, nothing stops you from savings or investing more money in the future.

So let's see what happens to your single, solitary, one-time investment of $10,000 over 20 to 50 years, at returns between 6 and 10%

You are < 20
(i.e: you have 50 years to invest)
your $10,000 turns into:
In your 20s
(i.e: you have 40 years to invest)
your $10,000 turns into:
In your 30s
(i.e: you have 30 years to invest)
your $10,000 turns into:
In your 40s
(i.e: you have 20 years to invest)
your $10,000 turns into:
EASY PEASEY 6% $184,202 $102,857 $57,435 $32,071
7% $294,570 $149,745 $76,123 $38,697
MOST ADVISORS’ TARGETS 8% $469,016 $217,245 $100,627 $46,610
9% $743,575 $314,094 $132,676 $56,044
DOABLE
(if you don’t pay advisor fees)
10% $1,173,908 $452,593 $174,494 $67,275

Wowsa! – $10,000 can turn into that much??!!! I wish I was young, even if it was my fault!

Note the power of youth. The younger you are, the longer you can be invested. Note the big difference between starting in your 20s versus your 30s!